The uk pay and tax
toolbox.
See what a UK salary leaves after income tax, National Insurance, student loan and pension.
Keep this toolbox for offline use
10 useful places to start.
The UK calculators use dated GOV.UK and HMRC figures, shown on each page with a review date. They give estimates, not advice. The other tools here calculate from the values you enter.
UK take-home pay calculator
Estimate UK take-home pay after income tax, National Insurance, student loan and pension, using dated GOV.UK and HMRC rates for 2026/27 and 2025/26.
UK student loan repayment calculator
Work out what you repay on a UK student loan (Plans 1, 2, 4 and 5 and the Postgraduate Loan) from your pay, using dated GOV.UK and HMRC thresholds for 2026/27 and 2025/26.
UK High Income Child Benefit Charge calculator
Estimate the UK High Income Child Benefit Charge from your adjusted net income and the number of children, using dated GOV.UK and HMRC figures for 2026/27 and 2025/26.
UK self-employed National Insurance calculator
Work out Class 4 and Class 2 National Insurance on self-employed profits using dated GOV.UK and HMRC thresholds and rates for 2026/27 and 2025/26.
Gross salary equivalent
Translate annual gross pay into monthly, weekly, daily and hourly equivalents.
Overtime pay calculator
Calculate gross pay with a threshold and overtime multiplier you choose.
Freelance hourly rate planner
Translate an annual revenue requirement into billable hours and a rate.
Percentage calculator
Discounts, increases and everyday percentage puzzles.
Inflation & purchasing power
Explore future prices and the present purchasing power of an amount.
Inflation-adjusted return
Compare an effective return with inflation over the same period.
A few things you
can tick off.
- Estimate monthly take-home pay
- Compare 2026/27 with 2025/26
- See what a student loan takes from pay
- Check the High Income Child Benefit Charge
- Work out self-employed National Insurance
- Turn a salary into an hourly rate