UK dividend tax calculator

Work out the Income Tax on UK dividends alongside your other income, with the dividend allowance and dated GOV.UK and HMRC rates for 2026/27 and 2025/26.

Your inputs

Valid for United Kingdom tax year 2026/27 (6 April 2026 to 5 April 2027). Source: official GOV.UK and HMRC pages, linked below. Reviewed on 18 October 2026. It assumes England, Wales or Northern Ireland income tax rates and no savings interest. Choose the previous tax year to see its figures instead. Estimate, not advice.

Tax year

Each tax year has its own dated figures, shown on this page with a review date. Pick the previous year to compare.

Other taxable income (£)

Pay, self-employed profit, pensions and rent for the tax year, before the Personal Allowance. Do not include savings interest or dividends.

Dividends received (£)

Dividends from shares outside an ISA or pension, in the tax year. Dividends paid inside an ISA are tax-free and should be left out.

Results update as you type. Larger files run when you press Update result.

Processed on your device

Your result

Your result will appear here.

More actions

Your inputs stay in this browser. Nothing is uploaded, and nothing is saved unless you choose “Save result”.

A clear answer. Here’s how.

Other income is taxed first at 20%, 40% and 45% (England, Wales and Northern Ireland bands), then dividends are treated as the highest part of your income. The Personal Allowance (£12,570, reduced by £1 for every £2 of income over £100,000) is split between other income and dividends in whichever way gives the lowest tax, as the law requires for these tax years. The first £500 of taxable dividends is charged at 0% (the dividend allowance) but still counts towards the bands, then dividends in the basic rate band are charged at 10.75%, in the higher rate band at 35.75% and above that at 39.35% (2026/27 rates). The basic rate band is £37,700 and the higher rate band ends at £125,140 of taxable income. The result is checked against HMRC’s own worked examples for the method.

What this does not include

Scottish taxpayers. Other income here is taxed at the England, Wales and Northern Ireland bands; the Scottish starter, intermediate, advanced and top rates, and how they interact with the dividend bands, are not modelled.
Savings interest, the Personal Savings Allowance and the starting rate for savings. Savings change which band your dividends fall in, so leave this tool for people with no taxable interest or add their effect yourself.
Gift Aid and relief-at-source pension contributions, which widen the basic rate band, and reductions to adjusted net income: the Personal Allowance reduction here uses your total income as entered.
Marriage Allowance, Blind Person’s Allowance, Married Couple’s Allowance and the Personal Allowance of non-residents.
National Insurance, student loan, the High Income Child Benefit Charge, corporation tax and the tax the company paid before the dividend.
Dividends from overseas companies with foreign tax, dividends received by trustees (different rates), and the 2027/28 tax year, when the order in which allowances are deducted changes.
How and when the tax is collected: tax code, payment on account or Self Assessment. Dividends over £10,000 need a tax return.

How this is checked

3 reference checks passed These 3 cases were run when this page was built, on 20 October 2026, and all reproduce within the stated tolerance. The same cases are part of the automated tests that run on every change to Toolmoz. Engine version 1.

See the checks and where each expected answer comes from

Case 1
Inputs
Tax year 2026-27Other taxable income (£) 29570Dividends received (£) 3000
Expected, and what Toolmoz gave
Tax on dividends expected 268.75, Toolmoz 268.75Income tax on other income expected 3400, Toolmoz 3400Total income tax expected 3668.75, Toolmoz 3668.75
Where the expected answer comes from
GOV.UK: Tax on dividends (worked example, 2026/27: £3,000 of dividends and £29,570 of wages)
Allowed difference
±0.005
Case 2
Inputs
Tax year 2025-26Other taxable income (£) 29570Dividends received (£) 3000
Expected, and what Toolmoz gave
Tax on dividends expected 218.75, Toolmoz 218.75Total income tax expected 3618.75, Toolmoz 3618.75
Where the expected answer comes from
HMRC: Income Tax rates and allowances for current and previous tax years (dividend rates 8.75%, 33.75%, 39.35% for 2025/26)
Allowed difference
±0.005
Case 3
Inputs
Tax year 2026-27Other taxable income (£) 45000Dividends received (£) 10000
Expected, and what Toolmoz gave
Tax on dividends expected 2203.75, Toolmoz 2203.75Income tax on other income expected 6486, Toolmoz 6486Total income tax expected 8689.75, Toolmoz 8689.75
Where the expected answer comes from
GOV.UK: Tax on dividends (worked example, 2026/27: £3,000 of dividends and £29,570 of wages)
Allowed difference
±0.005

What this shows: the engine reproduces independently worked values for these cases. It does not prove every possible input is right. To test an answer you were given, see how to check a number; to see what is and is not checked across Toolmoz, see the accuracy ledger.

See a worked example

Worked example

A fixed demonstration, separate from the values you enter above.

Tax year: 2026/27 (6 April 2026 to 5 April 2027)
Other taxable income (£): 29570
Dividends received (£): 3000

Example result

Example result
Slice of income	Amount (£)	Rate	Tax (£)
Other income taxed at the basic rate	17,000	20%	3,400
Dividends within the £500 dividend allowance	500	0%	0
Dividends taxed at the basic rate dividend rate	2,500	10.75%	268.75
Total income tax			3,668.75

Valid for United Kingdom tax year 2026/27 (6 April 2026 to 5 April 2027). Source: official GOV.UK and HMRC pages, linked below. Reviewed on 18 October 2026. These are the rules in force today. Personal Allowance applied £12,570.00. Extra tax caused by the dividends: £268.75. Assumes England, Wales or Northern Ireland rates and no savings interest. Estimate only, not tax, legal or financial advice: see what is not included below.