Money by country
Tax rules change by country and by year, and a figure remembered from last year can be wrong. These calculators work from dated tables of official figures instead. Each one says which jurisdiction and period its figures cover, when they were last reviewed and where they come from, and stops working when they expire.
United Kingdom
UK Capital Gains Tax calculator
Work out UK Capital Gains Tax on gains from shares, property and other assets using dated GOV.UK and HMRC rates and the tax-free allowance for 2026/27 and 2025/26.
- Capital Gains Tax rates and annual exempt amount: United KingdomIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 18 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 5 official pages on gov.uk, linked on the calculator’s page.
- Capital Gains Tax rates and annual exempt amount: United KingdomIn date
UK dividend tax calculator
Work out the Income Tax on UK dividends alongside your other income, with the dividend allowance and dated GOV.UK and HMRC rates for 2026/27 and 2025/26.
- Dividend tax rates and allowances: United KingdomIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 18 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 8 official pages on gov.uk, legislation.gov.uk, linked on the calculator’s page.
- Dividend tax rates and allowances: United KingdomIn date
UK High Income Child Benefit Charge calculator
Estimate the UK High Income Child Benefit Charge from your adjusted net income and the number of children, using dated GOV.UK and HMRC figures for 2026/27 and 2025/26.
- High Income Child Benefit Charge thresholds and Child Benefit rates: United KingdomIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 18 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 7 official pages on gov.uk, legislation.gov.uk, linked on the calculator’s page.
- High Income Child Benefit Charge thresholds and Child Benefit rates: United KingdomIn date
UK pension annual allowance calculator (with tapering)
Check your UK pension annual allowance and whether high income tapers it, from threshold income and adjusted income, using dated GOV.UK and HMRC limits for 2026/27 and 2025/26.
- Pension annual allowance and tapered annual allowance limits: United KingdomIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 18 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 5 official pages on gov.uk, linked on the calculator’s page.
- Pension annual allowance and tapered annual allowance limits: United KingdomIn date
UK self-employed National Insurance calculator
Work out Class 4 and Class 2 National Insurance on self-employed profits using dated GOV.UK and HMRC thresholds and rates for 2026/27 and 2025/26.
- Self-employed National Insurance (Class 2 and Class 4) thresholds and rates: United KingdomIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 18 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 3 official pages on gov.uk, linked on the calculator’s page.
- Self-employed National Insurance (Class 2 and Class 4) thresholds and rates: United KingdomIn date
UK stamp duty calculator (SDLT, LBTT, LTT)
Work out stamp duty for a UK property purchase in England, Northern Ireland, Scotland or Wales from the rates in force on the transaction date, with sources and a review date.
- Stamp Duty Land Tax (SDLT) rates: England and Northern IrelandIn date
- Period
- From 1 April 2025. Earlier versions are kept for past dates: 31 October 2024 to 31 March 2025, 23 September 2022 to 30 October 2024.
- Reviewed
- 17 October 2026. No end date is legislated, so Toolmoz stops using these figures after 31 March 2027 until it has re-checked them.
- Sources
- 5 official pages on gov.uk, linked on the calculator’s page.
- Land and Buildings Transaction Tax (LBTT) rates: ScotlandIn date
- Period
- From 5 December 2024. Earlier versions are kept for past dates: 16 December 2022 to 4 December 2024.
- Reviewed
- 17 October 2026. No end date is legislated, so Toolmoz stops using these figures after 31 March 2027 until it has re-checked them.
- Sources
- 5 official pages on legislation.gov.uk, revenue.scot, linked on the calculator’s page.
- Land Transaction Tax (LTT) rates: WalesIn date
- Period
- From 11 December 2024. Earlier versions are kept for past dates: 10 October 2022 to 10 December 2024.
- Reviewed
- 17 October 2026. No end date is legislated, so Toolmoz stops using these figures after 31 March 2027 until it has re-checked them.
- Sources
- 3 official pages on gov.wales, linked on the calculator’s page.
- Stamp Duty Land Tax (SDLT) rates: England and Northern IrelandIn date
UK student loan repayment calculator
Work out what you repay on a UK student loan (Plans 1, 2, 4 and 5 and the Postgraduate Loan) from your pay, using dated GOV.UK and HMRC thresholds for 2026/27 and 2025/26.
- Student loan repayment thresholds and rates: United KingdomIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 18 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 4 official pages on gov.uk, linked on the calculator’s page.
- Student loan repayment thresholds and rates: United KingdomIn date
UK take-home pay calculator
Estimate UK take-home pay after income tax, National Insurance, student loan and pension, using dated GOV.UK and HMRC rates for 2026/27 and 2025/26.
- United Kingdom tax year figuresIn date
- Period
- Tax year 2026/27, 6 April 2026 to 5 April 2027. Earlier versions are kept for past dates: 2025/26.
- Reviewed
- 17 October 2026. Valid for the period shown; the next period’s figures are added when they are published.
- Sources
- 17 official pages on gov.uk, linked on the calculator’s page.
- United Kingdom tax year figuresIn date
UK VAT registration check
Check whether your taxable turnover has passed the UK VAT registration limit, by when to apply and your registration date, using dated GOV.UK and HMRC limits.
- VAT registration and cancellation limits: United KingdomIn date
- Period
- From 1 April 2024. Earlier versions are kept for past dates: 1 April 2017 to 31 March 2024.
- Reviewed
- 17 October 2026. No end date is legislated, so Toolmoz stops using these figures after 31 March 2027 until it has re-checked them.
- Sources
- 5 official pages on gov.uk, linked on the calculator’s page.
- VAT registration and cancellation limits: United KingdomIn date
How these are kept honest
- Every figure is copied from an official page that the calculator cites, and each calculator shows its jurisdiction, period, sources and review date next to the result.
- A calculator refuses to run on figures that have expired, and the build stops if any figure in use has expired, so stale rates cannot ship quietly.
- A change in the middle of a year (a Budget, a Spring Statement) is a separate dated version, so a transaction is calculated with the rules in force on its date.
- Results are estimates, not tax or financial advice. Each calculator lists what it leaves out; check your own position with the authority or a qualified adviser.
Other countries
Only the United Kingdom is listed. A country is added only when someone can check every figure against that country’s official sources: a wrong rate costs more trust than no calculator. The procedure for updating and adding figures is in docs/reference-data.md in the Toolmoz repository.